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New Mexico drivers pay an average of $1,419 per year for full coverage car insurance. The state-required minimum liability insurance is $385 per year on average. These costs compare favorably with the national averages for car insurance, with full coverage costing $1,674 and minimum coverage at $565 across the U.S. Freeway Insurance is here to help you save money with incredible discounts and great coverage at even better premiums. We can quickly and easily provide you with an online quote. Or feel free to give us a call at 800-777-5620. Finally, you can also visit us at an office near you. Online. Freeway Insurance has been in business for more than 35 years and has over 500 convenient office locations across the country. High-quality low-cost insurance. ... 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